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老規矩 最後有不負責任翻譯


30% of Americans missed their housing payments in June


Published Tue, Jun 16 20204:50 PM EDT

As the United States continues to face record unemployment due to the coronaviru
s pandemic, 30% of Americans missed their housing payments in June, according to
 a survey by Apartment List, an online rental platform.

That’s up from 24% who missed their payment just two months earlier in April an
d about on par with the 31% who missed payments in May. Renters, younger and low
er-income households and urban dwellers were the groups most likely to miss thei
r housing payments, Apartment List found.

At the same time that this “historically high” rate of Americans are missing t
heir housing payments, eviction protections put in place at the beginning of Cov
id-19′s spread in the U.S. are beginning to expire. Additionally, the current 3
0 million unemployed Americans will lose the extra $600 per week in federal unem
ployment benefits at the end of July.

Taken together, experts warn of a coming housing “apocalypse” unless the gover
nment intervenes. Some 37% of renters and 26% of homeowners are at least somewha
t worried that they will face eviction or foreclosure in the next six months, Ap
artment List reports. Columbia University researchers estimate that homelessness
 could increase by between 40% and 45% this year over where it was in January 20
19.

Some legal experts expect “at least” 50,000 eviction filings in New York City
alone when the state’s blanket eviction moratorium lifts June 20, most for nonp
ayment of rent. (A more restricted eviction ban is in place in the state until A
ugust 20.)

“In the current climate, with unemployment at record levels and with many unabl
e to pay rent for Covid-related reasons, neither housing court judges nor our la
wyers will be able to resolve many of these disputes, resulting in evictions, di
splacement, homelessness, senseless exposure to infection and more difficulty in
 containing Covid-19,” writes The Right to Counsel NYC Coalition in a letter to
 Lawrence K. Marks, Chief Administrative Judge at the New York State Unified Cou
rt System.

To prevent a homelessness crisis, governors could extend, or put into place for
the first time, universal eviction moratoriums for the duration of the coronavir
us crisis, advocates argue. Not only would this help keep people in their homes,
 it would keep Covid-19 from spreading even more in the U.S., where at least 118
,000 people have died from the disease.

On the federal level, the House’s Emergency Rental Assistance and Rental Market
 Stabilization Act would allocate $100 billion for emergency rental assistance,
which would help tenants around the country pay their rent and utility bills. Th
e HEROES Act, which was passed by the House in May but has so far stalled in the
 Senate, includes an extension of the nationwide moratorium on eviction filings,
 hearings and executions for 12 months.

These are needed responses to a coming crisis, Solomon Greene, a senior fellow i
n housing policy at the Urban Institute, previously told CNBC Make It.

“Housing instability has huge health consequences even when we’re not facing a
 pandemic,” says Greene. “Exposure risk is so much more amplified and worsened
 when you can’t shelter in place because you don’t have a place to shelter.”


https://www.cnbc.com/2020/06/16/30percent-of-americans-missed-their-housing-paym
ents-in-june.html



心得：

線上租屋平台Apartment List的一項調查顯示

今年六月有30%的美國人沒有準時付房租
（跟5月很接近 5月是31%）這還是在目前政府有補助的情況下

不過看來問題會更惡化

因為現在美國的3,000萬失業者每週可額外領取600美元聯邦失業救濟金，預計到七月底就會
停止（新的補助方案都還在嘴砲階段 還沒過）


專家認為 美國今年無家可歸現象可能比2019年
1月增加了40%至45%。


所以簡單一句話  專家要政府趕快出來救命 並且恐嚇無家可歸的人會做出什麼事 你自己想
一想


除了要政府繼續幫忙付租金之外 還希望盡快通過眾議院於5月份通過的《英雄法案》，


這個法案厲害了，簡單說就是法院判定的所有不付錢租客 本來需要被強制驅離 或是被處罰
金 現在會延長到1年後再說 不會馬上執行


不過目前這個法案在參議院從5月躺到現在  還沒有動的跡象

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